📄️ Lending
Lending in Alto revolves around a single stablecoin, DUSD, and takes place within isolated markets that are independent from one another in terms of collateral, parameters, and risk. Each market enables users to transform deposited assets into productive capital by supplying, borrowing, or minting DUSD in different ways. This design reduces systemic risk, simplifies accounting, and makes capital flows predictable across the protocol.
📄️ DUSD (Mint, Borrow)
DUSD is Alto’s native stablecoin and the unit of account inside all markets. For collateral checks, interest accrual, and liquidations within the protocol, DUSD is treated as 1 USD. Anchoring all markets to a single dollar-denominated asset keeps risk calculations consistent across different collateral types and simplifies accounting.
📄️ Staking and Governance
Alto Governance and Staking (AGS) is the mechanism for ALTO token holders to participate in protocol governance and receive a share of protocol-generated revenue. Staking ALTO grants governance power and eligibility for fee distribution.
📄️ Rewards
Alto distributes rewards through Alto Reward Options (ARO). An ARO grants the right to buy ALTO at a discounted price instead of distributing free tokens. When an ARO is exercised, the payment goes to the Alto Treasury.